Happy mother and daughter.

MMI & Arvest Bank

Supporting your goals through counseling and education.

Welcome Arvest Bank customers! The financial experts at Money Management International (MMI) are here to help you create a balanced budget, build strong credit, and maximize your money. 

We’ve created this program to help consumers who are interested in breaking free from the cycle of debt, saving money, and reducing financial stress. Our goal is to help you understand what steps you can take to overcome financial challenges and achieve your financial goals.

Ready to Get Started?

Begin online

or call us at 866-531-3814 to begin your free and confidential counseling session. Counselors are available 24/7.

What Happens During Counseling?

Reaching your financial goals can be challenging for a lot of different reasons, from a low credit score to high debt balance and quite a few factors in between. Our experts will help by creating a personalized, step by step plan to overcome financial setbacks and make your financial goals a reality

  • Analyze your finances | Together, we’ll review your income, expenses, debts, and credit to determine where you stand and what needs to change. 
  • Create a plan | Once we understand your unique challenges and goals, we’ll create an action plan that gets you where you want to be.
  • Provide education and resources | Beyond your personalized action plan, we’ll also provide additional materials to help you master your money and continue to improve your financial standing.

Ready to Get Started?

Begin online or call us at 866-531-3814 to begin your free and confidential counseling session. Counselors are available 24/7.

Frequently Asked Questions

Questions or concerns? We're here to answer your questions.

Who is MMI?

MMI (Money Management International) is the nation's largest nonprofit credit counseling agency. For over 60 years, our goal has been to change how America overcomes financial challenges through coaching, innovative programs, and consumer advocacy.

Do I have to pay for this counseling?

No, there's no cost to receive counseling as part of this program.

How long does a typical counseling session last?

Each counseling session is tailored to meet your specific needs. A full counseling session typically lasts 45-60 minutes, but we’ll work around your schedule and availability.
  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
  • Council on Accreditation - official seal Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.