If You Can't Spend Less, Earn More

There are two ways to improve your financial situation: spend less or earn more. Unfortunately, spending less is not always an option. Fortunately, making more money may not be as hard as it sounds. Following are a few creative money making ideas.

Have a garage sale. Remember, one man’s junk is another man’s treasure.

Become a cyber-entrepreneur. Re-sell unwanted items through an online auction service, such as Craigslist or eBay.

Make the most of your space. If you have the room, consider taking on a boarder. If your garage is empty, rent it as storage.

Use your skills to their fullest advantage. Explore hobbies to see if there are income opportunities. Some examples of potentially profitable skills include sewing and cooking. If you are handy, consider doing home repairs or mechanical work.

Explore your own neighborhood. Local businesses often offer convenience and flexible schedules. Check with local retail stores, restaurants, convenience stores, hotels and medical offices for opportunities.

Think outside the box. The sky is really the limit. Consider these additional income possibilities: pet sitting, dog walking, house sitting, childcare, care giving, newspaper route, housekeeping, sports coach, umpire, tutor, substitute teacher, home sale demonstrator.

  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.