A Nonprofit Community Service Organization

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Frequently Asked Questions:

How can MMI help me?

We can help you:

  • Pull a copy of your credit report
  • Review the information and your current credit score
  • Understand how your financial descisions impact your score
  • Make better decisions that may positively impact your score

Will I receive my credit score?

Yes, your score will be disclosed as part of the review.

Will I receive a hardcopy of the report?

No, we are not able to provide you with an electronic or printed copy of your credit report as part of your review.  However, you are entitled to a free copy of your credit report every year. Visit AnnualCreditReport.com to access your report.

Will the Credit Report Review session impact my credit score in any way?

No.  When MMI pulls your credit report it is considered to be a “soft” inquiry and generally does not impact your credit score.

Will you help me remove negative items from my credit report?

If a negative item on your report is legitimate then it will stay on your report for seven years.  If you feel that an item on your report is not legitimate, however, we can provide you with instructions on how to dispute such error and have it removed from your report.