Financial Coaching | Money Management International

Feeling overwhelmed?

If balancing your finances feels like a game you just can't win, it may be time for a new approach.

At MMI, we empower consumers to overcome their unique financial challenges through one-on-one coaching and effective debt repayment tools. Let our trained team give you the support and guidance you need to master your monthly budget and shed debt in the process.

How does it work?

Review Your Finances

Together we review your income, expenses, and debts. By getting a complete picture of your finances, we can pinpoint specific pain points and come up with a plan that addresses your unique challenges.

Set Goals

Do you want to get free from debt? Are you looking to build your savings? Are you experiencing a major change (like retirement, or a growing family) and need help making the most of your money? We want to help you reach your unique goals.

Create Plan + Take action

By understanding where you are and where you want to go, we can provide advice, resources, and a plan to get you there. Depending on your situation and your goals, we may be able to offer additional services to help you on your journey.

Take the Next step

You don't have to accept being financially uncomfortable. If you're unhappy with your finances, do something about it!

It all begins with a free consultation with a certified financial coach. Coaches are available 24 hours a day, seven days a week. Make the call and create a fresh start for yourself.

Who is MMI?

MMI (Money Management International) is the nation's largest nonprofit credit counseling agency. For over 60 years, our goal has been to change how America overcomes financial challenges through coaching, innovative programs, and consumer advocacy.

Are services available in Spanish?

Services are available in English and Spanish. Additional languages are available via an interpreter service.

Can you help me repair my credit?

MMI is not a credit repair service. We offer advice and educational materials to help you build a positive credit history. Following this advice may result in a significant improvement in your credit score over time.

Will you talk to my creditors?

All of our counseling sessions are completely confidential. We don’t report anything to credit bureaus, individual creditors, or other parties without permission. We will only contact your creditors if you decide to begin a DMP, in order to set up your repayment plan.

How long does a typical counseling session last?

Each counseling session is tailored to meet your specific needs. A full counseling session typically lasts 45-60 minutes, but we’ll work around your schedule and availability.

Is there a cost to use your services?

Most counseling and education is provided at no cost. We have a few select low-cost services and there are fees associated with using our debt management plan. However, you may be eligible for reduced or waived fees. Ask your counselor for more details.

Ready to take the next step toward repaying your debt? Connect with us online or via phone to get started.

Begin online debt analysis

See how much you can save by consolidating your debt with MMI.

Take the next step

Call MMI to start your debt management plan.

Begin on the phone

Give us a call and we will walk you through the process.

866-889-9347

Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.