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Making life affordable

Our budget experts can help you make the most of your money.

Don't go it alone

If balancing your finances feels like a game you just can't win, it may be time for a new approach.

At MMI, we empower consumers to overcome their unique financial challenges through one-on-one coaching and effective debt repayment tools. Let our trained team give you the support and guidance you need to master your monthly budget and shed debt in the process.

How does it work?

It all starts by understanding your situation. Together we review your income, expenses, and debts. By getting a complete picture of your finances, we can pinpoint specific pain points and come up with a plan that addresses your unique challenges.

We discuss your goals. Do you want to get free from debt? Are you looking to build your savings? Are you experiencing a major change (like retirement, marriage, divorce, a growing family, etc.) and need help making the most of your money? We want to help you reach your unique goals.  

We create a plan that suits you. By understanding where you are and where you want to go, we can provide advice, resources, and a plan to get you there. Depending on your situation and your goals, we may be able to offer additional services to help you on your journey.  

This could be the step that changes everything

You don't have to accept being financially uncomfortable. If you're unhappy with your finances, do something about it!

It all begins with a free consultation with a certified financial coach. Coaches are available 24 hours a day, seven days a week. Make the call and create a fresh start for yourself.

WE'RE HERE TO ANSWER YOUR QUESTIONS
Who is MMI?
Who is MMI?
MMI (Money Management International) is the nation's largest nonprofit credit counseling agency. For the last 60 years, our goal has been to change how America overcomes financial challenges. We empower families and individuals to reach their goals through financial coaching, innovative programs, and consumer advocacy.
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Are services available in Spanish?
Are services available in Spanish?
Services are available in English and Spanish. Additional languages are available via an interpreter service.
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Can you help me repair my credit?
Can you help me repair my credit?

MMI is not a credit repair service. We offer advice and educational materials to help you build a positive credit history. Following this advice may result in a significant improvement in your credit score over time.

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Will you talk to my creditors?
Will you talk to my creditors?

All of our counseling sessions are completely confidential. We will only contact your creditors if you decide to begin a DMP, in order to set up your repayment plan. 

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How long does counseling take?
How long does counseling take?

We offer a variety of financial counseling services. The length of the session will vary depending on the issues being addressed, but most typically last between 45 and 90 minutes.

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Is there a cost to use your services?
Is there a cost to use your services?

Most counseling and education is provided at no cost. We have a few select low-cost services and there are fees associated with using our debt management plan. However, you may be eligible for reduced or waived fees. Ask your counselor for more details.

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