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No, credit counseling is free. No gimmicks. No pressure to buy something. Absolutely free. If you choose to enroll in the Debt Management Plan (DMP), there may be a one time set up fee in addition to monthly fees for the cost of administering the plan.
Your financial situation is unique, so your counseling session is tailored to meet your needs. A full credit and budget counseling session typically lasts 45-60 minutes. Our counselors are available 24 hours a day, 7 days a week to answer your questions.
Yes. Confidentiality is one of the fundamental benefits of our counseling services. Your participation in a counseling session is not reported to anyone- including the credit reporting agencies. If you choose to establish a Debt Management Plan the counselor will request your permission to negotiate with your creditors on your behalf.
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