By Emilie Burke | 4/24/18
So, you're thinking of buying a home, but you have some credit card debt. How will that debt affect the mortgage application process?
By Emilie Burke | 4/16/2018
Where should you be focusing your debt repayment efforts? Not all strategies are equal when it comes to debt repayment.
By Emilie Burke | 4/10/2018
Packing your lunch every day can be time consuming, but eating out every day gets expensive. What's your midday meal costing you?
By Emilie Burke | 4/3/2018
How easy is it to use the equity in your home to repay debt, and when should you consider doing it?
By Louis DeNicola | 3/27/2018
You know that even if your credit card is closed, you still need to pay any remaining balance - but there are a few other important repercussions you should be aware of.
By Emilie Burke | 3/21/2018
While many people know when their finances are in significant trouble, you may not recognize the early warning signs that you’re carrying too much debt.
By Emilie Burke | 3/13/2018
If you’re in debt, have fallen behind on your payments, and collection agencies are starting to call, settling your debt may seem like the best option. And it very well could be, but there are some things you should know first.
By Emilie Burke | 3/2/2018
Which is better, paying off debt or investing your money? There’s no quick and easy answer to this question. The decision involves some comparison between what your debt is costing you and what you expect to make in return for your investments. It also involves taking a close look at your financial situation.
By Louis DeNicola | 2/26/2018
Regardless of the type of bankruptcy you declare, it will likely have a considerably negative impact on your credit. How long that damage lasts and how easy it is to recover from depends on a number of factors.
By Emilie Burke | 2/21/2018
If you’re heavily in debt and don’t see a way out, moving to another country may seem like an appealing way to start over. But it’s not as easy as you may think and it comes with a few problems you may not find appealing. If it’s something you’re thinking about, here’s what you need to know:
By Emilie Burke | 2/16/2018
Owing money to the IRS can leave you feeling stressed and buried in debt. But don’t worry, there’s good news. Just like making monthly payments on your credit card, you can make payments to the IRS to take care of your tax debt before they take more aggressive action.
By Louis DeNicola | 2/15/2018
The new tax bill has people riled up. But no matter how you feel about it, take a step back and remember that the taxes you file in 2018 are for your earnings from 2017. The new tax bill won’t affect those. And if you took on additional contract work last year, perhaps driving for a ride-sharing app, freelancing, or selling items online, your tax return might be a little more complicated than it was in the past.
The National Council of Higher Education Resources (NCHER) is the nation’s oldest and largest higher education finance trade association. NCHER’s membership includes state, nonprofit, and for-profit higher education service organizations, including lenders, servicers, guaranty agencies, collection agencies, financial literacy providers, and schools, interested and involved in increasing college access and success. It assists its members in shaping policies governing federal and private student loan and state grant programs on behalf of students, parents, borrowers, and families.
Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.
The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.
The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.
The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.