Dont fool yourself financial literacy is no joke

April is Financial Literacy Month, the perfect opportunity to make a new start and begin the path to financial freedom. But you won’t have to go it alone. Money Management International has created a 30-step program – complete with all the materials and tools to help guide you on your journey.

Today, a majority of consumers are experiencing some sort of financial difficulty that significantly impacts their everyday lives. Studies show more Americans are relying on credit to maintain their standard of living. According to the Federal Reserve, the total U.S. consumer debt is $2.4 trillion as of June 2010.

While having some debt is a good thing, being in over your head is not. Being knowledgeable about your finances allows you to make the best choices and improve your own financial outlook. That’s why Financial Literacy Month is so important.

Your financial question – answered!

To celebrate FLM this year, we’ve teamed up with Jean Chatzky, a gifted and knowledgeable motivational speaker, author, and financial journalist who has agreed to host a video question-and-answer session right here on Blogging for Change. We will select five questions from those submitted for Ms. Chatzky to answer on April 30. We realize that financial situations vary from person to person, which is why we encourage you to submit your own specific question to Ms. Chatzky by commenting on this post.

Kim McGrigg is the former Manager of Community and Media Relations for MMI.