Are you underpowered?

Yesterday, I dusted off my psychology degree and started my attempt to identify financial styles that can keep people from achieving their goals. The approach du jour is what I am calling ‘underpowered.’

You might be underpowered if:

  • You feel that no matter what you do, you can’t get ahead.
  • You are always waiting for something to happen (raise, inheritance, lottery).
  • You blame others (spouse, boss, children) for your financial setbacks.

If you answered “yes” to the above questions, ask yourself why. If a lack of knowledge is holding you back, the Internet is a great resource for you. To make progress today, set at least one attainable short-term financial goal and visit FTC.gov for a lot of good, easy-to-read information.

If you have tips to help someone let go of past mistakes and set goals for the future, please share them though the comments section.

Kim McGrigg is the former Manager of Community and Media Relations for MMI.

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