Page Section Navigation
Go to: Header
Go to: Utility Navigation
Go to: Primary Navigation
Go to: Content
Go to: Footer
 
Succes Online Financial Education Newsletter
Money Management International Improving Lives Through Financial Education
SUCESS NewsletterFinancial Education Newsletter
 
Score big with a frugal Super Bowl party

Super Bowl party

By Jessica Horton, Copywriter

If you’re planning to throw a game-watching party Feb. 5, as the New York Giants face the New England Patriots in Super Bowl XLVI, you’re not alone. According to Bloomberg News, an estimated 34.9 million Americans threw Super Bowl parties in 2011, and 61.2 million people attended a Super Bowl party that year.

So whether you’re hosting a large group of people or you’re having an intimate gathering of your closest friends and family, the following are a few tips to ensure you score big without spending big bucks.

  • Set a budget and stick to it. The best thing about a Super Bowl party is that it doesn’t require a lot of planning in the way of entertainment and decorations – as long as you own a TV. So when you are determining your budget the only things you really need to account for are food, drinks and plenty of napkins. So once you determine how much you can – and are willing – to spend, stick to it!
  • Make your own pizza and wings. Let’s face it, pizza and hot wings are a staple on Super Bowl Sunday. In fact, according to the Huffington Post, Americans are expected to consume 1.25 billion chicken wings on Super Bowl Sunday alone. While there are sure to be plenty of deals on take-out pizza and wings on the big day, you may be able to save money by making the items yourself. Download our free Cheap Eats eBook for a great, inexpensive pizza recipe. And if you’re planning on serving wings, it’s a great time to break out the slow-cooker. You can prepare them ahead of time and keep them warm throughout the entire game.
  • Avoid pre-made snack trays. You know those convenient trays full of high-priced fruits and veggies at the grocery store? You can create the same spread for a fraction of the price if you’re willing to take a few extra minutes to cut up the veggies yourself. You could avoid the cost of appetizers altogether by making your Super Bowl party a potluck. Simply have each guest bring an appetizer or dessert to share with the group.
  • Make it BYOB. The biggest cost you will incur for the big game is bound to be alcohol, if you’re planning on serving it. One of the easiest ways to cut back on this cost is to make your party a BYOB. Make it fun and have everyone bring their favorite beer or wine to share with everyone, or simply say you’ll supply the first round, but if your guests plan to drink they should bring their own. Have a few two-liter bottles of soda handy for those who don’t plan on partaking in alcoholic beverages. The two-liter bottles cost a lot less than cans, and if you stick with store-brand soda you can save even more.
  • Use real dishes and flatware. While disposable dishes are more convenient, you are literally throwing way money at the end of the night. Why not save the money and use your own dishes and flatware? If you don’t have enough, you can always borrow some place settings from family and friends.

Remember not to stress too much over the details. Sit back and enjoy yourself — it is a party afterall. And even if your team doesn't win, at least you'll know you've won big by pulling off a bash without breaking the bank. So start practicing your endzone dance now!

Comment on this post

 


Cheap Eats: Your go-to guide to dining on a dime

Check out delicious, budget-friendly recipes in our free eBook

Whether you're planning a party or not, saving money on food doesn't have to be hard work. Making some small changes can net big rewards in your wallet.

Cheap Eats 

 

Download the free Cheap Eats eBook 

 

 

 

 


Financial Education learn more

 

Sharpen Your Financial Skills with Free Online Courses

The goal of our highly trained professionals is to arm you with the knowledge necessary to take control of your financial situation. Our online seminars stress the development of skills that can assure long-term success. You will gain the peace of mind that comes from improved spending habits, increased savings, and the wise use of credit. Take the first step toward financial wellness by enrolling in a Web seminar today!

Learn More

 

In-Person Workshops Are Also Available In The Following Areas:

Arizona | California | Connecticut | Colorado | Illinois | Louisiana | Maine | Massachusetts | Mississippi | New Jersey | New Mexico | New York | Oregon | Pennsylvania | Rhode Island | Texas - Fort Worth Area | Texas - Houston Area | Virginia | Greater Washington D.C. | Washington State

View upcoming financial education workshops

 

 

Is it time for a credit health check-up?

Your credit history may not be as solid as you think

You can’t have a strong credit history or good credit score without having any credit history at all. And while this is a common problem for young adults and those just entering the work force, it can also be problematic for women.

In some cases, women can be both the primary spender and the sole bill-payer for their families, yet have almost no credit record of their financial responsibilities independent of their spouse.

Credit history is reported separately for each debt holder, and if you are listed as an additional cardholder rather than an account owner, all of the hard work you’re putting into paying your household’s bills on time may not show up on your history. And whether you’re just out of college, newly married, long-married, divorced or widowed – you need your own solid credit history.

Whether you're male or female, if you are unsure of your credit history, it’s time to do some research. Use the following steps to help determine if you have built a strong credit history:

  1. Review all of your family’s accounts, including mortgages, loans, and credit cards. Check to see if you are listed on these accounts as an authorized user, or if it’s a joint account.
  2. Request a copy of your free annual credit reports from the three credit reporting bureaus to see if all of your accounts are listed. Any account where you are a joint account holder should be included on your credit reports.
  3. If you are an authorized user, not a joint account holder on some accounts, ask the primary account holder to contact the creditors to see if you can be added as a joint account holder or a responsible party.
  4. If you’ve ever had credit under a different name, such as a maiden or married name, send a letter to each credit agency explaining your name change. Then, request the free copies of your credit reports to make sure that your reports reflect all of your credit history, including everything under your prior name.
  5. After taking these steps, if you are still light on credit history, find a way to establish credit under your own name, but make sure you start small. Open new cards or credit lines gradually, if you decide to do so. Make sure you do your research and read the fine print before applying for a credit card. And if you do sign up for a credit card, remember to consistently pay down the balance each statement period.

Learn more about the importance of credit scores and credit reports through one of our free online webinars


MMI Debt Management Plan Client Corner
Tips for Success

Don't risk missing a payment-sign up for DepositDirect. DepositDirect Authorization allows us to withdraw your deposit from your bank account and save time and money each month. It's secure, convenient and easy! Enroll online today!

Update your account balances online. When you receive your monthly statement from your creditors, login to your MMI account and update your balances. It is important that we have the most accurate balance information possible on file. 

If you would like more information about signing up for a Debt Management Plan through Money Management International, visit MoneyManagement.org.


Find MMI on Facebook

MMI on Facebook

Join the community of fellow financial enthusiasts by liking MMI on Facebook

 


About Money Management International

Money Management International (MMI) is a nonprofit, full-service credit counseling agency, providing confidential financial guidance, financial education, counseling, and debt management assistance to consumers since 1958. MMI helps consumers trim their expenses, develop a spending plan, and repay debts. Counseling is available by appointment in branch offices and 24 hours a day, 7 days a week by telephone and Internet. Services are available in English or Spanish. To learn more, call
866.530.9869 or visit MoneyManagement.org.

© 2012 Money Management International - All Rights Reserved
Money Management International 14141 Southwest Freeway, Suite 1000, Sugar Land, Texas
www.moneymanagement.org