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Money Management International Improving Lives Through Financial Education
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Earn more during the holidays

MMI Copywriter

By Alexis Holloway, Copywriter

There are two ways to improve your financial situation: spend less or earn more. During the holiday season, however, when expenses tend to mount and no measure of frugality (like regifting or exchanging free printable gift certificates) will put your budget back in the black, earning more money may be your best option.

Consider some of the following ideas for supplementing your income this holiday season:

Work a second job. Holiday sales and Christmas shopping create an influx of consumers which can make retail locations border-line chaotic this time of year. This is a blessing for those looking to take on a part-time job since many stores need extra hands during the holiday season and look to hire part-time workers. While the rush of the holiday season will keep you busy, working retail offers perks like hours outside the typical 9 to 5 and employee discounts.

Show your value at your annual review. This time of year is when many companies work on budgeting and award merit increases and bonuses to employees. Preparing for your annual review can help showcase the value you bring to company and give your employer plenty of reasons why your work deserves an increase in salary. Before your review, make sure you have met all of your yearly goals and have the documentation to prove it. Emails from clients and coworkers praising your work as well as quantifiable measurements of how you have helped the company’s bottom line (for example, increasing sales by 10 percent) can tout your value to the company.

Sell assets. People are always interested in a getting a good deal, but they are especially interested in finding good deals during the holidays. If you need to earn some extra money, consider selling things you no longer need or use in a garage sale. For more valuable or specialty items that you are interested in selling, the online marketplace may be the best option for finding interested buyers and striking a deal that suites both you and the buyer.

Opportunities to earn extra income are available if you are willing to recognize them and take action. For more ideas on how to increase your income, check out MMI’s Earn More resources.

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Poll question

Poll - how have you earned more money this holiday season

Take the poll and see what others say they are doing to increase their income.


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Have you shared your regifting story yet?

regiftable 

The 5th Annual Regifting Story Contest is underway at Regiftable.com! Share your regifting stories and videos now through December 31, 2010 for a chance to win prizes valued up to $500.

Even if you don't have a story to share, it's well worth your time to stop by and read the latest entries and vote for your favorite.  While there, you can also battle any holiday blues by browsing some of the more than 1,000 stories submitted to our previous years' contests (they run the gamut from the heartwarming to the horrifying!)  

But Regiftable.com is more than just stories, it is a forum for all things regifting.  The site offers facts, games, personalized gift certificates, regifting party rules, and even a song to regift by! Whether you're considering regifting for the first time or are a seasoned regifter, it's time to make Regiftable.com part of your holiday tradition.

Why Regifting? 

We created Regiftable.com to give people a fun way to learn more about regifting, and to start the conversation on a topic many people are reluctant to discuss—holiday spending and financial worries.


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Update your account balances online. When you receive your monthly statement from your creditors, login to your MMI account and update your balances. It is important that we have the most accurate balance information possible on file. 

If you would like more information about signing up for a Debt Management Plan through Money Management International, visit MoneyManagement.org.


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About Money Management International

Money Management International (MMI) is a nonprofit, full-service credit counseling agency, providing confidential financial guidance, financial education, counseling, and debt management assistance to consumers since 1958. MMI helps consumers trim their expenses, develop a spending plan, and repay debts. Counseling is available by appointment in branch offices and 24 hours a day, 7 days a week by telephone and Internet. Services are available in English or Spanish. To learn more, call
866.530.9869 or visit MoneyManagement.org.


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