Your credit report and credit score, when used together, provide an inspection report of your past use of credit. Good credit is an asset so it pays to establish or reestablish your creditworthiness. Money Management International offers credit report and credit score advice, including directions on how to receive your credit score, an explanation of what factors determine your credit score, and instructions on how to verify that the information in your credit score is accurate. Building a positive credit history is the key to obtaining the best credit terms and rates.
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