MMI offers a wide variety of financial services to help improve your financial life. No matter what your financial situation, we can help you to establish an plan of action for achieving your financial goals.
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Since 1958, MMI has been a leading provider of financial counseling and education services. We invite you to learn more about the organization and its leadership.
As America continues its long recovery from the financial collapse of 2008, we’ve become increasingly comfortable taking on debt. National consumer debt will near $12.4 trillion before the year is out, compared $11.7 just six years ago.
Considering purchasing your first home? It’s not a decision to take lightly, but thankfully there are a few early signs that can help you determine if you’re ready to become a homeowner.
Apparently the folks at the Federal Communications Commission (FCC) aren’t big fans of debt collection robocalls, either.
Thanks to funds available through the National Foreclosure Mitigation Counseling program over 2 million American households have received free foreclosure prevention assistance.
Whenever you’re about to borrow money – for a car, for a house, for a college education, or a business – don’t sign anything until you’ve gotten answers to the following questions.
As we have previously announced, Money Management International is participating in a nationwide partnership to help families struggling with their mortgage payments apply for help from the Federal government’s Making Home Affordable Program.
One of the options available to homeowners who are struggling to pay their mortgage is the Home Affordable Modification Program, also known as HAMP. The following are answers to some of the most frequently asked questions about this program:
HAMP is designed to reduce your mortgage payments, making them more affordable and sustainable over the long term.
You may be eligible if:
Your mortgage company reviews your request for mortgage assistance to determine if you qualify for HAMP.
If you qualify, you may start with a three-to-four-month trial period. Be sure to make your payments on time, and continue to pay, even if the trial extends beyond the expected length of time.
After a successful trial at the new payment level, your mortgage company will offer you a permanent modification. Be sure to understand the details of your agreement and continue to make payments in order to remain in good standing.
Most HAMP modifications feature lower interest rates and many include some form of principal reduction. In fact, HAMP modifications may save you more than $500 each month.
Give us a call at 888.665.9659 to speak with one of our HUD-certified housing counselors. From understanding your options to applying for assistance, we will work with you — free-of-charge — throughout the whole process. You can also visit MMIurl.org/MHAcounseling for more information.
In the largest consumer financial protection settlement in U.S. history, the nation’s five largest banks and mortgage servicers agreed to create to provide at least $25 billion in consumer relief, in addition to implementing new foreclosure servicing standards, as part of the National Mortgage Settlement. The following are criteria that may help you determine if you could be eligible.
Two new studies by the U.S. Department of Housing and Urban Development (HUD) illustrate the positive impact housing counseling has on consumers in two distinct situations: those who are considering buying a home and those who are struggling to stay in their home.
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