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Blogging for Change Blogging For Change
by Tanisha Warner on October 05, 2010

Beware of crooks looking for more than bargains this coming holiday season. With the excitement of shopping and enjoying the festivities, it’s easy to ignore red flags and wallet safety techniques usually practiced. According to the Identity Theft Resource Center® (ITRC), the last quarter of the year offers the biggest shopping season and the greatest opportunity for identity thieves and pickpockets to take advantage of crowded environments.

Because identity theft is still the fastest growing crime in America; affecting more than 10 million victims a year, Money Management International (MMI) in partnership with the National Foundation for Credit Counseling (NFCC) and other NFCC Member Agencies will recognize Protect Your Identity Week (PYIW) October 17-23, 2010. Visit ProtectYourIDNow.org to learn how you can learn new safety techniques and get involved in local PYIW initiatives and events offered in your community.

With added protections, fighting ID theft is tough at best, so MMI offers the following everyday tips to help keep your information safe and secure:

  • Don’t leave your wallet or statements lying around—even at home.
  • Don’t carry Social Security cards or anything with your Social Security number on it.
  • Keep track of your credit card receipts and carbons.
  • Never tell anyone your card number over the phone, unless you initiate the phone call.
  • Never allow your credit card number to be used as identification.
  • Collect your mail regularly and destroy unwanted credit solicitations.
  • Monitor your credit statements.

If you become a victim, time is of the essence. Acting quickly can help limit the potential impact. Here are the steps to take when someone steals your identity:

  • File a police report.
  • Immediately notify issuers of credit.
  • Contact the fraud department of each of the credit reporting agencies to place a temporary 90-day Fraud Alert on your file.
  • Monitor your credit file.
  • Contact your local state Attorney General’s office, the Better Business Bureau and the Federal Trade Commission (877-IDTHEFT).

Identity theft is recognized as a serious social issue by agencies such as the Federal Trade Commission, the Department of Justice, the FBI and the United States Secret Service. For more information about protecting your good name, visit www.usdoj.gov or www.consumer.gov.

You might also enjoy reading:

ID Theft: When you know the thief

Why would anyone want to be me?

Be a safe Internet shopper

Posted in:  Holiday, Identity Theft

Comment(s)

Marie says:
October 06, 2010
Website: http://www.familymoneyvalues.com

Thanks for the article. As a member of the Boomer generation, keeping tabs on identity theft doesn't come naturally to me. Two years ago, I started requesting my free credit reports and it has been quite an ordeal. Both years, my report couldn't be ordered online or via phone. Various data has been incorrect (such as my previous address) - causing the need to provide all kinds of documentation via snail mail. Maybe someday there will be an easier way to verify credit usage. This year, it took me 3 months to verify through 2 of 3 credit agencies. Avoiding identity theft and checking credit usage are definitely topics that need to be part of personal finance education for our children. Unfortunately, the state of personal finance education in general in our country is dismal. However it is improving and identity theft protection – though now treated separately, is a logical addition to that curriculum.



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