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Q:
Should I shred all of my bills?

I just finished paying off my credit card bills that I accumulated during college (at least the minimum payment on time every month... so that's not my problem). What is my problem is that I saved every bill and now I'd like to get rid of them. I know I shouldn't just throw them in the garbage for security reasons. A couple of the accounts I have closed, and another two are still open. What would you suggest? -Ann

Ann,

If you haven’t seen a copy of your credit report for a while, I recommend pulling one to make sure all of your paid accounts are reflected that way. You can get free copies of your credit reports annually from AnnualCreditReport.com

If the reports are accurate, start shredding! (I'd hang on to the final statements showing that the accounts are paid in full.) Make sure personal information such as account numbers and addresses are sufficiently destroyed.

Congratulations on paying off those debts!

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