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Q:
Do creditors have to honor the terms of a divorce decree?

I’ll skip to the basics. My husband and I bought a car and we made all payments like normal. In our divorce, he was court-ordered to pay for the car, but he must not have paid because the car was repossessed. They have sent me a letter demanding the money. I don’t know what to do, he was court-ordered to pay for it. -Jan

Jan,

I know this is not what you want to hear, but I must be honest with you. Creditors legally do not have to honor the terms of your divorce decree. The divorce decree was between you and your spouse and not your creditors. Your creditors are not involved in this settlement and have no input on the results. Consequently, the contracts have not changed and cannot be changed by the divorce decree. Your only recourse now may be to file contempt of court charges against your husband for his failure to abide by the terms of the divorce decree. An attorney can help to you better understand your rights.

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