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Q:
Can money be taken from your bank account to collect on an outstanding debt?

What has to take place before anyone can take money from your bank account to collect on an outstanding debt? -Judy

Judy,

Generally, before a creditor can attach any funds in your bank account, the creditor has to sue you and obtain a judgment against you. With a judgment, the creditor can then go to your bank and demand that your bank "freeze" all funds you have in your bank account. Sometimes a creditor will enter a "default judgment" where a default resulted only because a debtor never knew a suit was started.

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