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Answer the following questions to see if you are playing the credit game.
 
Please fill out the form below.

 
  Are you paying late fees?  
     Yes  
     No  
  Do you borrow for items you once bought with cash?  
     Yes  
     No  
  Do you check to see if you have your credit cards before leaving for the mall?  
     Yes  
     No  
  Do you juggle other bills to keep up the minimum monthly payments on credit cards?  
     Yes  
     No  
  Do you pay only the minimum or less on your credit cards each month?  
     Yes  
     No  
  Have you reached the credit limit on your credit cards?  
     Yes  
     No  
  Have you taken money from your savings account to pay your credit card bills?  
     Yes  
     No  
  Is life without credit cards unthinkable?  
     Yes  
     No  
  Is your current job barely making ends meet?  
     Yes  
     No