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Jill's mother decides to return to the lake for the rest of the summer. Jill writes to Matthew and tells him how frustrated she is because she has no opportunity to earn money. She asks Matthew if he will loan her money to buy some new CDs and jewelry. Matthew calls Jill to give her his decision.

Based on what Matthew has learned, write what he might say to Jil! concerning her request. Include the decision you think Matthew should make and support your answer.

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