Housing Counseling

A home is more than a place to live; it’s a financial asset, a place to raise a family, and an investment in the community. Knowledge is the key, whether you’re a first time homebuyer, considering a reverse mortgage, or struggling to prevent foreclosure.

Our Housing Services

Foreclosure Counseling

MMI is approved by the U.S. Department of Housing and Urban Development (HUD) to help you to get back on track if you have fallen behind with your mortgage payments.

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Reverse Mortgage Counseling

MMI is approved by the U.S. Department of Housing and Urban Development (HUD) to provide counseling required (or home equity conversion mortgage).

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Pre-Purchase Housing Counseling Services

There's more to purchasing your first home than simply saving for a down payment. MMI can help you understand the lending process and provide information to assist you in making important decisions for financing your home.

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Additional Resources

Learn more about buying, financing, maintaining, and protecting your largest asset with our homeownership articles and resources.

Before You Refinance Your Home Loan

There are several things to consider before deciding whether refinancing your home loan is right for you.

Budgeting for Your First Home

Is it time to start thinking about purchasing your first home? Apartment dwelling is fine and living with the folks is a great way to save money, but for quite a few of us, owning a home is the light at the end of the living situation tunnel.

Beware the hidden costs of homeownership

Are you planning to buy a new home? If you are making the move from renter to homebuyer, you are likely to find that there are some hidden costs to ownership — costs that you probably never thought about when you were renting. Starting at your closing, additional housing expenses that you hadn’t considered might cost you money you were never expecting to spend.

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  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.