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Frequently Asked Questions

Do you have a question about Money Management International? Read from our list of frequently asked questions.


Money Management International (MMI) understands that every person is unique. That is why we offer a wide variety of credit & budgeting tools and financial information in a number of formats. Whether you want to read about budgeting, compare loan terms with a calculator, or watch a video about saving, we have a resource for you. To find the topic you’re looking for, in the format you’re most comfortable with, use the navigation bar above.

Budgeting Resources

It’s almost impossible to open your email or surf online without stumbling across ads to “repair your credit” or “fix your credit.”  Companies that pledge instant and remarkable improvements to your credit cannot deliver on their lofty promises.

The Equal Credit Opportunity Act (ECOA), which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, and age, does seek to protect women.

Regardless of life stage, every consumer at some point will apply for credit and need a good, clean consumer credit report showing creditworthiness.  Understanding key credit reporting terms is the first step in creating a clean credit history.

Having a healthy credit score can be the difference between reaching your financial dreams and coming up short. Building strong credit starts with understanding what credit is, how it's reported, and what you can do to prove your creditworthiness.
Answer the following questions to see if you are playing the credit game.