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Frequently Asked Questions

Do you have a question about Money Management International? Read from our list of frequently asked questions.


Money Management International (MMI) understands that every person is unique. That is why we offer a wide variety of credit & budgeting tools and financial information in a number of formats. Whether you want to read about budgeting, compare loan terms with a calculator, or watch a video about saving, we have a resource for you. To find the topic you’re looking for, in the format you’re most comfortable with, use the navigation bar above.

Budgeting Resources

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Many bankruptcies are caused by unforeseen emergencies. In fact, the most common catalysts to payment problems are medical expenses, layoffs, divorce, and overspending.

What types of bankruptcy are available to individuals? What are the steps to filing for personal bankruptcy? How long will bankruptcy affect me? How do I get a bankruptcy counseling certificate? How do I get a bankruptcy education certificate?

The process of filing for bankruptcy can be stressful and frustrating, and the terminology used may sound foreign and unfamiliar.

Obtaining a bankruptcy counseling certificate is a prerequisite to filing for personal bankruptcy under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.

If you are planning to file bankruptcy and have already obtained a bankruptcy-counseling certificate, you’ll need to get a bankruptcy education certificate.

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