How to Get a Chapter 7 Bankruptcy Education Certificate

If you are planning to file bankruptcy and have already obtained a bankruptcy-counseling certificate, you’ll need to get a bankruptcy education certificate.

To get a bankruptcy education certificate, you’ll need to take a debtor education course offered by an approved provider. This education course will help you with managing your money, creating and maintaining a budget, and using credit appropriately. Once you’ve finished the course, make sure you have your certificate. Two separate certificates are needed, so make sure you have both of them.

Money Management International (MMI) offers a pre-discharge bankruptcy education program, which covers a variety of financial and budgeting topics, assuring you have the tools necessary to build a strong financial foundation. 

Pre-discharge education programs cover:

  • Wise money management and credit use
  • Setting achievable financial goals
  • Calculating your net worth
  • Creating a livable budget
  • Building a savings plan
  • Obtaining credit reports
  • Establishing or re-establishing credit 
  • Disputing errors
  • Protecting yourself from identity theft

Upon completion of the program, you will be promptly issued a certificate of participation that allows you to proceed with the bankruptcy discharge process. Timely certificate delivery is offered by email, fax, or mail. 

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Pre-discharge education
Required before debts can be discharged in a personal bankruptcy. Available via phone.
866-745-2227

Get your certificates today

Connect with MMI to begin your pre-filing counseling or pre-discharge education session today! Available 8am-5pm (CT) Monday-Friday.

Counseling services
Pre-filing bankruptcy counseling
Must be completed at the beginning of the bankruptcy process.
877-895-2227
Financial education courses and workshops.
Pre-discharge bankruptcy education
Must be completed before bankruptcy is completed.
866-745-2227
MMI bankruptcy counseling services
MMI’s bankruptcy services
Get more information on bankruptcy counseling and education courses.
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  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
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    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.