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Succes Online Financial Education Newsletter
Money Management International Improving Lives Through Financial Education
SUCESS NewsletterFinancial Education Newsletter
HUD study reveals the simple step that helps struggling homeowners and first-time buyers

HUD studies

By Tanisha Warner, Communications Manager

Two recent studies released by the U.S. Department of Housing and Urban Development revealed the single step that struggling homeowners and prospective homeowners can take to ensure succsessful homeownership.

At MMI, we see the positive impact this has, but it's not a resource many consumers — especially first-time homebuyers — are aware is available to them.  Continue reading


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Do you pass the debt test? How do you know when a little debt is too much debt? Take this quick quiz to help you determine if you are controlling your finances, or if they're controlling you! 

 Managing debt to improve your mental wealth

Simple steps for Managing Debt to Improve your Mental Wealth. You don't have to be buried in debt to understand the impact financial instability can have. Download this free eBook to learn more about the far-reaching impact of debt, and the steps you can take to improve your finances.


Don't forget — Father's Day is right around the corner

Personalized gift certificate
Men are notoriously difficult to shop for — and with Father's Day right around the corner, the pressure is on! But no need to worry, we've got you covered with a personal gift-giving resource that won't cost you a dime. It may be the best gift dad gets all year! (It will most-certainly beat another necktie.)

Personalize your own free gift certificate today 




Financial Education learn more


Sharpen Your Financial Skills with Free Online Courses

The goal of our highly trained professionals is to arm you with the knowledge necessary to take control of your financial situation. Our online seminars stress the development of skills that can assure long-term success. You will gain the peace of mind that comes from improved spending habits, increased savings, and the wise use of credit. Take the first step toward financial wellness by enrolling in a Web seminar today!

Learn More


In-Person Workshops Are Also Available In The Following Areas:

Arizona | California | Connecticut | Colorado | Illinois | Louisiana | Maine | Massachusetts | Mississippi | New Jersey | New Mexico | New York | Oregon | Pennsylvania | Rhode Island | Texas - Fort Worth Area | Texas - Houston Area | Virginia | Greater Washington D.C. | Washington State

View upcoming financial education workshops



Rental car prices: How to hit a moving target

With the kids out of school and the temperatures rising, many people will be heading out of town this summer. One of the costs that can threaten to break your vacation budget is renting a car.

With rental car prices fluctuating frequently, the price you pay will be reliant on a number of factors. According to USA Today, the price of a rental car can change several times a day. In fact, they can increase 50 percent or more within 24 hours.

While it can be hard to hit such a constantly moving target, the following tips should help you get the best deal possible:

Don’t rent more car than you need. If you only need a standard compact car, don’t pay for a specialty SUV.

Make a commitment. The weekly rate might work out to be cheaper than the per day rate (you can always return the car early, but you'll pay if you return the car even a little bit late). 

Shop around. You can call or surf around on your own or use a website like to compare prices. Also, sites like and allow you to negotiate prices.

Flash your membership card. You probably already belong to an organization with rental car benefits. AAA, Union Privilege, and AARP are just a few examples of organizations whose members enjoy rental car discounts.

Join their club. Many rental car companies have their own loyalty programs with discounts for frequent renters. If it is free to sign up, you’ve got nothing to lose.

Don’t pay for add-ons you don’t need. When you rent a car, you will be offered insurance products. Before you agree to pay more, check to see if your existing car insurance policy covers the rental.

Know the cost of convenience. Try to avoid renting at the airport; most airports charge convenience fees and many add rental taxes in addition to sales tax. If you have a child who needs a car seat, bring it (‘it’ meaning the car seat) along. And don’t forget to fill up the gas tank at the end of your trip to avoid facing high refueling charges.

Finally, don’t forget to look into alternatives. Research other methods of transportation including traveling by bike, bus, hotel shuttle, or taxi.

MMI Debt Management Plan Client Corner
Tips for Success

Don't risk missing a payment-sign up for DepositDirect. DepositDirect Authorization allows us to withdraw your deposit from your bank account and save time and money each month. It's secure, convenient and easy! Enroll online today!

Update your account balances online. When you receive your monthly statement from your creditors, login to your MMI account and update your balances. It is important that we have the most accurate balance information possible on file. 

If you would like more information about signing up for a Debt Management Plan through Money Management International, visit

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About Money Management International

Money Management International (MMI) is a nonprofit, full-service credit counseling agency, providing confidential financial guidance, financial education, counseling, and debt management assistance to consumers since 1958. MMI helps consumers trim their expenses, develop a spending plan, and repay debts. Counseling is available by appointment in branch offices and 24 hours a day, 7 days a week by telephone and Internet. Services are available in English or Spanish. To learn more, call
866.530.9869 or visit

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