Page Section Navigation
Go to: Header
Go to: Utility Navigation
Go to: Primary Navigation
Go to: Content
Go to: Footer
Succes Online Financial Education Newsletter
Money Management International Improving Lives Through Financial Education
SUCESS NewsletterFinancial Education Newsletter
Don't take fiscal advice from the silver screen

Movie theater

By Jessica Horton, Copywriter

Millions of people watched the Golden Globe awards last weekend, and it’s tempting to feel envious of the celebrities who walked the red carpet. However, even though the stars’ lives may appear glamorous, it might not be financially smart to think like some of the characters that have been portrayed on the big screen throughout the years.

So in honor of award season, the National Foundation for Credit Counseling (NFCC) and MMI reflect on the following famous movie lines in relation to personal finance:

  • Gone with the Wind – “I can’t think about it right now” didn’t work out too well for Scarlett O’Hara, and it won’t work for today’s financially strapped heroine, either. Delaying reaching out for help with your financial situation will only make matters worse.
  • Casablanca – Wanting Sam to play the same song over and over is one thing, but repeating the same financial mistakes month after month is not music to anyone’s ears. If your financial hole is getting deeper, it’s time for a new tune.
  • Wizard of Oz – Dorothy knew that “there’s no place like home,” and the millions of Americans who have been displaced from their homes would agree. A home is typically a person’s largest investment, so don’t risk losing yours. MMI offers a variety of housing resources, including foreclosure prevention counseling and reverse mortgage counseling. Reach out for help at the first signs of trouble so that you and Toto will always have a roof over your heads.
  • Dr. No – James Bond was a convincing secret agent in dozens of films, identifying himself simply as “Bond, James Bond.” Today, even James Bond could have trouble keeping his personal information secure, as thieves have sophisticated methods of stealing identities. Unauthorized charges on existing accounts, new accounts opened in your name, and drained bank accounts are just some of the results of being a victim of identity theft. To keep from needing your own secret agent, educate yourself with identity theft protection tips at
  • The Good, The Bad and The Ugly – Many may think that this movie title describes their financial life. If so, do something about it by facing the financial facts. Take charge of your financial future by tracking spending, creating a payday cash-flow calendar and knowing how much you owe. It’s your money and your financial future. No one cares more about it than you.

If your finances are not award-winning, reach out to a trained and certified counselor at MMI. Our counselors are available 24 hours a day, 7 days a week.

Money Management International is a member of the National Foundation for Credit Counseling (NFCC). The NFCC is the nation’s largest and longest serving national nonprofit credit counseling organization. NFCC Members annually help over three million consumers through close to 800 community-based offices nationwide.

Comment on this post


Should I stay or should I go?

Free financial webinar helps homeowners explore their options

Are you struggling to make your mortgage payments? MMI is offering a free webinar Monday to help homeowners explore their options. Through the webinar you will learn how to assess your situation, discover available resources designed to save your home and learn what to expect if your home is already in foreclosure. Take control of your future and register today!



Homeowner Options: Do I stay or do I go? 




Financial Education learn more


Sharpen Your Financial Skills with Free Online Courses

The goal of our highly trained professionals is to arm you with the knowledge necessary to take control of your financial situation. Our online seminars stress the development of skills that can assure long-term success. You will gain the peace of mind that comes from improved spending habits, increased savings, and the wise use of credit. Take the first step toward financial wellness by enrolling in a Web seminar today!

Learn More


In-Person Workshops Are Also Available In The Following Areas:

Arizona | California | Connecticut | Colorado | Illinois | Louisiana | Maine | Massachusetts | Mississippi | New Jersey | New Mexico | New York | Oregon | Pennsylvania | Rhode Island | Texas - Fort Worth Area | Texas - Houston Area | Virginia | Greater Washington D.C. | Washington State

View upcoming financial education workshops



The consequences of financial clutter

Disorganized finances can cost you more than you think

You’ve probably heard that being surrounded by physical clutter can make you feel mentally cluttered. Well, the same is true for financial clutter. And as we enter tax season, the results of financial clutter can be especially troublesome.

Financial clutter can block your progress toward a clear financial path, and the cost can be tremendous as well. The following are just a few ways clutter costs you extra money, time and stress:

Unpaid bills: If it’s hidden under a pile of junk mail, it’s likely it’s not going to be paid on time. Late payments can hurt your credit score. Even worse, you might come home ready for a shower and there’s no water. After checking your pipes you realize you never paid your bill thanks to the clutter in your in-box.

Identity theft: That statement you accidentally threw in the trash without shredding is a criminal’s treasure. Say hello to a world of heartache when he opens accounts in your name. The process to clean up your credit record after identity theft is tedious and sometimes costly.

Lost accounts: Sounds far-fetched? It happens all the time. Lose the paperwork and some people forget an account ever existed. Out of sight, out of mind.

Inability to borrow: The dossier of documents a bank requires to loan money is tremendous. If you can’t locate what they need, you don’t get the money.

Duplicate spending: You come home with a new purchase only to find you already have it. No surprise, though, because it’s been buried and unused for years.

Stress: Being unaware of exactly where you stand financially is a tremendous burden. Searching in vain for your checkbook can seriously raise your level of stress.

So with that in mind, approach your financial clutter head-on. For more tips on managing and organizing your finances, download our free New Beginnings eBook.

MMI Debt Management Plan Client Corner
Tips for Success

Don't risk missing a payment-sign up for DepositDirect. DepositDirect Authorization allows us to withdraw your deposit from your bank account and save time and money each month. It's secure, convenient and easy! Enroll online today!

Update your account balances online. When you receive your monthly statement from your creditors, login to your MMI account and update your balances. It is important that we have the most accurate balance information possible on file. 

If you would like more information about signing up for a Debt Management Plan through Money Management International, visit

Find MMI on Facebook

MMI on Facebook

Join the community of fellow financial enthusiasts by liking MMI on Facebook


About Money Management International

Money Management International (MMI) is a nonprofit, full-service credit counseling agency, providing confidential financial guidance, financial education, counseling, and debt management assistance to consumers since 1958. MMI helps consumers trim their expenses, develop a spending plan, and repay debts. Counseling is available by appointment in branch offices and 24 hours a day, 7 days a week by telephone and Internet. Services are available in English or Spanish. To learn more, call
866.530.9869 or visit

© 2012 Money Management International - All Rights Reserved
Money Management International 14141 Southwest Freeway, Suite 1000, Sugar Land, Texas