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Not spending? Take a crash course in Regifting 101

Regifting 101

By Jessica Horton, Copywriter

Holiday spending has undoubtedly been a popular topic this season, but according to a November poll hosted by the NFCC, 40 percent of respondents revealed indicated that they do not intend to spend any money on holiday purchases.

If you’re someone who looking to make cuts in your spending this holiday season, but you're not sure how, try regifting! Regifting can be a great way to ensure you have a frugal, yet festive, holiday season, but first, you should brush up on your knowledge and take a course in Regifting 101.

The path to becoming a regifting master begins by asking yourself the following questions:

  • Is the gift regiftable? Never regift handmade or one-of-a-kind items. Signed books and monogrammed items are off-limits. Do you have to be told not to regift free promotional items? Some gifts that are good candidates for regifting include good (unopened!) bottles of wine, new household items and inexpensive jewelry.
  • How is the condition? Only new, unopened gifts in good condition should be considered for regifting. Never give partially used gift cards. Don’t give items that you have owned for a long time. A general rule of thumb: if you have to dust it off, it is not regiftable.
  • Is this going to work? Successful regifters use common sense. If you are going to regift, be sure you know who gave you the item, so you don’t return something to the original giver. Only regift items to people who are not likely to see the original giver.
  • Do you have good intentions? Don’t just give a gift to give a gift. Be sure that the recipient will appreciate the item. Remember, if you feel that an item is undesirable, the recipient probably will too. If you are regifting simply because you ran out of time, gift cards are simple to obtain and always well received.
  • How does it look? When it comes to gift-giving, go for show! While gift bags in good condition can be reused, wrapping paper is a one-time thing. And be sure to always spring for a new card or gift tag.
  • Can you handle it? If you don’t plan to announce the gift as a regift, ask yourself if you can keep the secret. Never feel guilty about regifting once you’ve done it.
  • Have you considered your options? An unwanted gift could be a welcome donation to a charitable organization. It is also an option to suck it up and keep an unwanted gift — after all, it was a gift.

If you’re looking for more ways to save during the holidays, check out our new Holiday Headquarters section for tips and resources for cutting back without taking the cheer out of the season.

And if you have regifting tips of your own, we’d love for you to share them! Leave a comment on this post or head over to our Regifting forum to share your experiences and ideas with the community.


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MMI launches online community forum

New online money management resource offers a new way to interact

Money Management International (MMI), the nation’s largest nonprofit, full service credit counseling agency, announces a new online financial education forum designed to encourage discussion and the exchange of ideas and experiences among their clients and members of their social network.

Access to the MMI Forum is available to registered users through the MyMMI platform, an online space that allows users to customize their website experience by tagging online tools and resources relevant to their personal financial needs.

“We’re excited to provide this resource,” said Tanisha Warner, communications manager for MMI. “It not only allows our clients and site visitors access to useful online financial education, but also allows the ability to share financial best practices and experiences with one another.”

With economic pressures continuing to impact family budgets along with complex changes occurring within the banking and lending industry, managing money and securing a successful financial future can be more than challenging.

The new social space on is an informal setting where consumers can have their questions answered by fellow community members — including industry experts — and also start their own discussions or voice opinions by joining existing conversation threads.

The forum topics range from emotional subjects, which include overcoming a financial crisis, dealing with unmanageable debt and understanding credit reports and scores, to fun topics such as tips for throwing a party for $50 or less, unique inexpensive gift ideas and cheap ways to eat out.

Other discussions focus on MMI’s programs and services, including real examples of life after a debt management plan, and thoughts and suggestions concerning MMI’s free live webinars.

The forum adds to the broad range of educational tools and resources available on, including free eBooksfinancial calculators and podcasts.

The forum launch is another step toward MMI’s vision of being the recognized leader in financial education by empowering individuals and families to attain financial success.

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About Money Management International

Money Management International (MMI) is a nonprofit, full-service credit counseling agency, providing confidential financial guidance, financial education, counseling, and debt management assistance to consumers since 1958. MMI helps consumers trim their expenses, develop a spending plan, and repay debts. Counseling is available by appointment in branch offices and 24 hours a day, 7 days a week by telephone and Internet. Services are available in English or Spanish. To learn more, call
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