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Our Program
Consumer Credit Counseling Service and Information
that Really Helps Resolve Debt Problems
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Money Management International's (MMI) certified consumer credit counseling service advisors can work together with you to create a successful program to help you eliminate your debt. When you enroll in a MMI Debt Management Plan (DMP) we'll reduce your monthly payments, work with your creditors and create a personalized plan to help you achieve your financial goals. |
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What is a Debt Management Plan? |
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The Debt Management Plan (DMP) offered by Money Management International (MMI) and Consumer Credit Counseling Service (CCCS) is a confidential program individually designed to provide you with a unique solution for your financial situation.
Our professional, certified counselors will assess your financial situation, assist in creating a spending plan, and negotiate the terms of your debts with creditors. By negotiating terms such as lower interest rates and waived late fees, MMI can often provide you with more affordable payments and a shorter payoff period. MMI will consolidate all of your unsecured debts into one convenient monthly deposit that will disburse directly to your creditors.
Money Management International, and its family of agencies, has over 46 years experience in the credit counseling industry. We have helped tens of thousands of individuals and families get out of debt and regain financial stability and we can do the same for you.
It is our corporate mission to lead customers to financial security through: sound counseling, meaningful education, and responsive quality service.
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What are the benefits of a DMP? |
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Save Money with Lower Payments
We work with your creditors to lower monthly payments and reduce interest charges. In some cases, we are also able to re-age your account. This action may stop late fees from accruing to your account. |
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One Convenient Monthly Deposit
Our program will combine all your creditor obligations into one monthly deposit. Once your deposit has arrived at our office, it is then disbursed to your creditors individually. |
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Automatic Deposit Service
By using our automatic payment service, DepositDirect, we can deduct your monthly deposit from your checking or savings account. This service will ensure your payments are disbursed on time - every time.
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We’re Here When You Need Us
Counselors are available 24 hours a day / 7 days a week to help answer your questions or start a counseling session. After you have made your first deposit, you may contact customer support Monday thru Friday between the hours of 7am – 7pm CST, or, Saturday 8am - 12pm CST. Clients can obtain detailed information about their individual program by utilizing our customer information line or our website.
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Client Testimonials |
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"As I near the end of my debt management program with MMI, I want to say “thank you” once again. It will be so nice to put all this behind me as I move forward into a stronger financial position. I appreciate your help in enabling me to get here."
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Kim F., Hazelwood, MO |
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"I really like the tools and calculators on your Web site. Your company has set me on the right path. Thanks for making things a little less stressful in chaotic time in my life. My counselor helped me come up with real practical steps to get my situation under control." |
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Art N., Spring, TX |
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"I am starting my second year on your program, and my debt has gone down almost $4,500 in one year! I had always made my payments on time, but never seem to make any headway because I would always end up charging. Thanks, and I am looking forward to the next twelve months." |
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Penny N., Odessa, TX |
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"I used your services about four years ago, and I haven’t stopped telling people about my good experience. You offered me freedom from having to meet deadlines without fear, and worked with me and my creditors so that at the end of the program I still had pretty good credit. Thanks so much!". |
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Beverly L., Inglewood, CA |
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"My wife and I have finally paid off our credit cards. The original total was almost $125,000. We could not have done it without you; we have learned an excellent lesson. Thanks you!" |
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Neil G., Jim Thorpe, PA |
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Start Counseling Online! |
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Select the most convenient method to begin your counseling session: |
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Frequently Asked Questions |
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How do I begin?
To begin on the path to financial freedom, simply complete the online counseling form or call a counselor directly. To assist in expediting either counseling process, have your most recent creditor statements available for quick and easy reference.
How long does the counseling process take?
The counseling process is different for every person. However, having your most recent statements available at the time of counseling can help reduce the process time.
Will my payments and interest be lower than they are now?
We work with creditors to negotiate reduced monthly payments and overall interest charges. In the initial counseling sessions, your counselor will discuss your individual creditors and their policies on reducing payments and interest rates.
How many creditors do you work with?
MMI has an established network within the creditor community. With over 46 years in the credit counseling industry, we have developed strong relationships with many of the nations major credit corporations. We work with all unsecured creditors including doctors, attorneys, finance corporations, and collection agencies.
Is my information submitted through this website secure?
Yes, our company is committed to maintaining your privacy and online confidentiality. MMI has produced a privacy statement that outlines the steps that we have taken to ensure that any information or data that you provide is kept confidential and cannot be used improperly.
What happens after I have submitted my information?
A counselor will contact you to discuss the details of your proposed Debt Management Plan. Our professional, certified counselors will assess your financial situation, assist in creating a spending plan, and discuss options for debt repayment.
What type of ongoing customer support can I expect?
After you make your first deposit, our support counselors are available to guide you to your financial goals. As a client, access to detailed information about your repayment program is available anytime by accessing this website or our customer information line.
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