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What is a Debt Management Plan? |
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The Debt Management Plan (DMP) offered by Money Management International (MMI) and Consumer Credit Counseling Service (CCCS) is a confidential program individually designed to provide you with a unique solution for your financial situation.
Our professional, certified counselors will assess your financial situation, assist in creating a spending plan, and negotiate the terms of your debts with creditors. By negotiating terms such as lower interest rates and waived late fees, MMI can often provide you with more affordable payments and a shorter payoff period. MMI will consolidate all of your unsecured debts into one convenient monthly deposit that will disburse directly to your creditors.
Money Management International, and its family of agencies, has over 46 years experience in the credit counseling industry. We have helped tens of thousands of individuals and families get out of debt and regain financial stability and we can do the same for you.
It is our corporate mission to lead customers to financial security through: sound counseling, meaningful education, and responsive quality service.
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What are the benefits of a DMP? |
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Save Money with Lower Payments
We work with your creditors to lower monthly payments and reduce interest charges. In some cases, we are also able to re-age your account. This action may stop late fees from accruing to your account. |
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One Convenient Monthly Deposit
Our program will combine all your creditor obligations into one monthly deposit. Once your deposit has arrived at our office, it is then disbursed to your creditors individually. |
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Automatic Deposit Service
By using our automatic payment service, DepositDirect, we can deduct your monthly deposit from your checking or savings account. This service will ensure your payments are disbursed on time - every time.
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We’re Here When You Need Us
Counselors are available 24 hours a day / 7 days a week to help answer your questions or start a counseling session. After you have made your first deposit, you may contact customer support Monday thru Friday between the hours of 7am – 7pm CST, or, Saturday 8am - 12pm CST. Clients can obtain detailed information about their individual program by utilizing our customer information line or our website.
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Client Testimonials |
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"My husband and I have been with Money Management for three years. We have learned so much from this program. We can't thank this organization enough for helping us become financially responsible."
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Mrs. Herbert, Boston, MA. |
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"Thank You MMI for all the help you have given me and the stress you have relieved." |
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Ms. Simmons, New York, NY |
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"I would have never gotten this far without your help." |
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Mr. Tison, New Orleans, LA |
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"Believe me when I say that words are not enough to express the peace of mind that your organization has given back to us. |
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Dr. Martin, Chicago, IL |
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"MMI was there to help me get back on track." |
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Ms. Darniski, Seattle, WA |
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Start Counseling Online! |
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Select the most convenient method to begin your counseling session: |
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Frequently Asked Questions |
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How do I begin?
To begin on the path to financial freedom, simply complete the online application or call a counselor directly. To assist in expediting either enrollment process, have your most recent creditor statements available for quick and easy reference.
How long does the counseling process take?
The counseling process is different for every person. However, having your most recent statements available at the time of enrollment can help reduce the process time.
Will my payments and interest be lower than they are now?
We work with creditors to negotiate reduced monthly payments and overall interest charges. In the initial counseling sessions, your counselor will discuss your individual creditors and their policies on reducing payments and interest rates.
How many creditors do you work with?
MMI has an established network within the creditor community. With over 46 years in the credit counseling industry, we have developed strong relationships with many of the nations major credit corporations. We work with all unsecured creditors including doctors, attorneys, finance corporations, and collection agencies.
Is my information submitted through this website secure?
Yes, our company is committed to maintaining your privacy and online confidentiality. MMI has produced a privacy statement that outlines the steps that we have taken to ensure that any information or data that you provide is kept confidential and cannot be used improperly.
What happens after I have submitted my information?
A counselor will contact you to discuss the details of your proposed Debt Management Plan. Our professional, certified counselors will assess your financial situation, assist in creating a spending plan, and discuss options for debt repayment.
What type of ongoing customer support can I expect?
After you make your first deposit, our support counselors are available to guide you to your financial goals. As a client, access to detailed information about your repayment program is available anytime by accessing this website or our customer information line.
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