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  • Debt Management

    A Debt Management Plan is one way MMI can help you resolve your credit problems and repay your debt.

Featured Loans and Debt Resources

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Our Client Asked:

Dear Advice Team,

Recently I had a credit card balance turned over as an unpaid debt. The last words I had with the creditor was that whoever would attempt to collect this would have the right to garnish my wages because I am working. Is this true? Where can I go to find out exactly what my rights are? -Gerry

Gerry,

Each state sets their own laws as to what, and how, a creditor can collect on a delinquent account. Some states permit a creditor to garnish a debtor’s wages, others don't.   More...

Have a Question? Ask the Experts
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Credit serves a very important role in our economy.  Without credit, most people would not be able to own cars or homes.  During your lifetime, it is likely that you will have many types of loans with several different lenders.  Taking on a loan is a big responsibility, so it is important to learn how to manage your loans and debt.


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  The Department of Housing and Urban Development (HUD) sponsors housing counseling agencies to provide free or low cost advice on buying a home, renting, defaults, foreclosures, and credit issues.Local nonprofit Consumer Credit Counseling Service (CCCS) agencies are dedicated to helping consumers accomplish their financial goals.The Association of Independent Consumer Credit Counseling Agencies (AICCCA) is a national membership organization, established to promote quality and consistent delivery of credit counseling services.The National Foundation for Credit Counseling (NFCC) is the nation’s largest and longest serving national nonprofit credit counseling network.The Council on Accreditation (COA) partners with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.HOPE NOW is an alliance between counselors, mortgage companies, investors, and other mortgage market participants.