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Homeownership and Home Loan Tips

MMI Services that can help:

  • MMI is approved by the U.S. Department of Housing and Urban Development (HUD) to help you to get back on track if you have fallen behind with your mortgage payments.

  • MMI is approved by the U.S. Department of Housing and Urban Development (HUD) to provide counseling required by the Federal Housing Administration (FHA) to complete an application for a reverse mortgage.

  • There's more to purchasing your first home than simply saving for a down payment. MMI can help you understand the lending process and provide information to assist you in making important decisions for financing your home.

Featured Homeownership and Home Loan Tips Resources

Financial Webinars

Find out how to build savings or manage income by viewing a financial webinar.

Video: Foreclosure Prevention

Are you behind on your mortgage payment? Learn more about foreclosure prevention.


A home is more than a place to live; it is a financial asset, a place to raise a family, and an investment in the community. Knowledge is the key, whether you are a first time homebuyer, considering a reverse mortgage, or struggling to prevent foreclosure. Learn more about buying, financing, maintaining, and protecting your largest asset with our homeownership articles and resources.

Popular Homeownership and Home Loan Tips Resources

Is your mortgage more than 30 days delinquent? If so, your mortgage company is likely to begin foreclosure procedures within the next 60 to 90 days. There are, however, some steps that you can take now to help prevent foreclosure.

Posted In: Homeownership
This site provides resources for homeowners in, or considering, bankruptcy as well as trustees who administer bankrupt estates. It includes general information concerning the National Mortgage Settlement as well as settlement documents and FAQs. More

Housing Counseling

Two new studies by the U.S. Department of Housing and Urban Development (HUD) illustrate the positive impact housing counseling has on consumers in two distinct situations: those who are considering buying a home and those who are struggling to stay in their home.


What are the pros and cons of refinancing a home loan? How can I get help if I can’t make my mortgage payments? I’m considering purchasing a home. What should I do first? How much home can I afford? What professionals can help me with a home purchase?

Posted In: Homeownership

Housing scam

MMI’s National Housing Survey reveals concerns with current mortgage-relief "programs". Due to the increased prevelance of foreclosure prevention scams and fraudulent services offered online, it can be difficult to know which company to trust.


Don't wait until your mortgage is delinquent to contact your lender. These tips will help you navigate the process. 


Mortgage terminology can be really confusing, and for first time homebuyers who are most likely overwhelmed and stressed, it can be almost too difficult to understand. Here are some of the mortgage terms that you are most likely to come across while getting ready to take out what’s likely to be your largest financial liability.

Posted In: Homeownership

While homeownership makes great financial sense for many Americans, in some cases, and for some people, renting a home or apartment is actually a better idea. How do you determine if renting makes more sense, at least in the short term?

Posted In: Homeownership

When interest rates dip, millions of Americans consider refinancing their home loans to decrease their monthly payments and lock in a lower rate.