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Frugal Living Articles

MMI Services that can help:

  • MMI offers a wide variety of financial services to help improve your financial life. No matter what your financial situation, we can help you to establish an plan of action for achieving your financial goals.

  • For those who struggle with the management of disability or retirement benefits, help is available. CrissCross – a division of Money Management International – offers high quality, professional representative payee services to eligible beneficiaries across the country.

The key to successful frugal living is identifying your motivation. What drives your desire to adopt a more frugal lifestyle?

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Frugal living isn’t about being cheap – it’s about being smart. Our resources teach you creative ways to stretch your budget and to live economically without sacrificing comfort. With our practical frugal living tips and tools, you can learn how to use coupons with ease, save money for a family beach vacation, or simply how to stretch your grocery budget. Living frugal is one of the best financial decisions you can make to avoid excessive debt.

Popular Frugal Living Articles Resources

While high prices may cause panic for some consumers, remember that there are steps you can take to make sure soaring prices don’t send you into a financial tailspin. The following suggestions will help you get the most out of a full tank. More

If you love to get a deal, but don't always want to wait for a group coupon to arrive in your inbox, why not make your own?


Save money all year

As we approach the middle of the year, it's time to forget about the mistakes you made and start fresh by focusing on what you can do now to improve your financial situation. Fortunately, there are a number of tried-and-true tips for making the most of the money you have.

If you are frustrated by the sometimes lengthy family budgeting process and are longing for a quick fix that will save you money almost instantly, start in the grocery store. Your food bill is probably one of the largest budget-breakers. More
When it comes to new kitchen gadgets, I understand how it may be hard to say no. The pretty designs and novelty are quite alluring. It seems though that the most interestingly designed tools are only made for a single purpose, and for what they cost, buying all of them can be really expensive. More
"Extreme Couponing" on TLC is about real people who obsessively use couponing to spend only pennies for hundreds of dollars worth of goods. More
If you already own a pet, or are considering adopting a pet into your family, you can benefit from the following tips on how to cut back on the expense. More
Posted In: Frugality,Saving,Family
Reusable shopping bags are a great way to go green while saving green. An eco-friendly and economical lifestyle often go hand-in-hand – and being resourceful is a great way to sync those goals. More
Posted In: Frugality

Recently, I had the opportunity to ask author Phil Villarreal to choose a favorite tip from his new book Secrets of a Stingy Scoundrel. His choice was a tip where he advises people to purchase a cubic zirconium engagement ring and claim it is a family heirloom. While some might find that practice shady, it’s hard for me to throw stones. I’ve been pretending my diamond earrings are actual diamonds for the past five years.

Posted In: Frugality,Reflections
Don't wait until the last minute to find the perfect gift (mom will know – trust me!). Make mom proud by checking out these great frugal gift ideas that will help show your love while maintaining your budget! More
Looking good doesn’t have to cost a fortune. With a little creative maneuvering you can still care for your skin, hair, and nails without leaving a hole in your wallet. Check out the following beauty tips and look fabulous for less. More

When planning a party, it’s easy to get caught up in the desire to impress with glitz and glitter and overspend. However, it is possible to throw a great party while staying within your budget. Here’s some advice on throwing a fun, yet frugal, party your friends will remember.

when Father’s Day rolls around every June, I often find myself at a loss for what to get dear old dad. Unfortunately I don’t have a spare $400 to spend on the cool tech gadgets all of the stores are touting for Father’s Day. And now that I’m an adult, opting for the tried-and-true necktie just isn’t going to cut it. So herein lies my dilemma: what can I get my dad that is both meaningful and budget-friendly? More
Posted In: Frugality,Holiday,Family

Is the convenience of pre-packaged back-to-school supply kits worth the cost?

Posted In: Kids & Money,Shopping
When ad-matching, you need a detailed list, an organized plan, and an understanding person at the register. More
Posted In: Cutting Costs,Shopping
Working with a pawn shops can be a good deal for both a seller and buyer, but not always.  Following some tips can help you successfully sell or buy at a pawn shop. More
Posted In: Extra Income,Shopping
Use these creative and frugal tips to keep your cool this summer. More
Get a great deal? Don't forget to tip! More