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A Debt Management Plan is one way MMI can help you resolve your credit problems and repay your debt. A Debt Management Plan is recommended for those individuals who need more than advice and could benefit from a structured repayment plan.  Through a Debt Management Plan, you are able to make one convenient monthly deposit to MMI which is then disbursed to each of your creditors.

If you choose to establish a Debt Management Plan, our certified counselors will assess your financial situation, develop a spending plan, and create a plan for debt repayment.

A Debt Management Plan may help:

  • Reduce interest rates
  • Waive late fees
  • Lower monthly payments
  • Eliminate collection calls

Counselors are available 24 hours a day, 7 days a week by telephone and Internet. In-person credit counseling is also available by appointment in the local markets in which we operate. To get started, fill out the online counseling form or call to speak with a certified credit counselor about the options available to you.

Is debt management the solution for you? Watch to learn more:

View All Debt Management FAQs

Q: How many creditors do you work with?
MMI is an industry leader with more than 50 years of credit counseling experience. We work with many unsecured creditors including major credit corporations, doctors, attorneys, finance corporations, and collection agencies.