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MMI offers free budget and debt counseling to those who need help with budgeting, money management skills, and credit issues. Certified counselors take the time to thoroughly understand your situation and provide you with specific advice. 

You and your personal credit counselor will work together to:

  • Assess your current financial situation
  • Develop a realistic spending plan
  • Establish achievable financial goals
  • Create a personal action plan for success

Budget and debt counseling is available 24 hours a day, 7 days a week by telephone and Internet. In-person budget and debt counseling is also available by appointment in the local markets in which we operate.

Budget and Debt Counseling Testimonial

View All Credit Counseling FAQs

Q:  Is there a cost to participate in a counseling session?
A:  No. There is no fee or obligation for clients engaging in a counseling session. Normally, if a client chooses to establish a Debt Management Plan, there will be a one time set-up charge and a monthly fee to contribute toward the cost of administering a Debt Management Plan.