Page Section Navigation
Go to: Header
Go to: Utility Navigation
Go to: Primary Navigation
Go to: Section Navigation
Go to: Content
Go to: Footer

Financial Help

Budget and Debt Counseling

Need financial guidance, but not sure where to start? A Budget and Debt Counseling Session will help you gain a better understanding of your financial situation, while also learning the best options for managing your finances and paying off debt. 

Debt Management 

When appropriate, MMI serves as an impartial intermediary with your creditors to help establish a reasonable and mutually acceptable repayment plan. In many cases, a Debt Management Plan can help reduce your interest rates, lower your monthly payments and eliminate collection calls.

Credit Report Review

Have an expert here at MMI pull and review your credit report with you. You’ll receive your current credit score, plus explanation and analysis of the items contained within your report.

Student Loan Counseling

Student loan debt can be impossible to manage if you’re not aware of all the resources available to you.  MMI offers student loan counseling to help you understand your options and get your student loan debt under control.

Foreclosure Prevention

Is your home at risk of foreclosure?  MMI is approved by the US Department of Housing and Urban Development (HUD) to help you get back on track if you've fallen behind with your mortgage payments.

Reverse Mortgage Counseling

A reverse mortgage is a unique financial option for those ages 62 and older with little or no mortgage debt. Applications, however, are only accepted through approved agencies, like MMI.  

Pre-Purchase Housing Counseling

Purchasing a home is a big step. Let our counselors help you understand the lending process and assist you in making important decisions regarding financing your new home.

Bankruptcy Counseling

If you've made the decision to file for bankruptcy, we offer the counseling that's required before you can file. If you're simply considering bankruptcy and need additional information and resources, visit

Bankruptcy Education

Prior to completing the bankruptcy process, you must participate in a certifed pre-discharge education program. Our certified counselors will help guide you through the final steps of the process.

Financial Workshops

Whether you want to improve your credit score, pay off your debt, or become a first-time homebuyer, we've got you covered. By participating in a financial workshop today, you'll be given the knowledge and tools you need to create a brighter tomorrow.

Representative Payee

Do you or someone you know struggle to manage your disability or retirement benefits? CrissCross Representative Payee Services can help you pay your bills and build a balanced budget.

Getting you where you want to be

Rest assured that MMI's unparalleled service and support comes standard with every option we offer.

With our team of financial experts by your side — and our library of financial tools and resources at your fingertips — you will have the power and the knowledge to take control of your financial future.

Take the first step today!

View All Credit Counseling FAQs

Q:  Is there a cost to participate in a counseling session?
A:  No. There is no fee or obligation for clients engaging in a counseling session. Normally, if a client chooses to establish a Debt Management Plan, there will be a one time set-up charge and a monthly fee to contribute toward the cost of administering a Debt Management Plan.