MMI offers a wide variety of financial services to help improve your financial life. No matter what your financial situation, we can help you to establish an plan of action for achieving your financial goals.
Knowledge is the key to successful money management. Our resources are designed to inspire and assist you as you begin to make positive changes in your financial life.
Interact with MMI in a variety of formats including email, videos, tweets, blog posts, and pictures.
Since 1958, MMI has been a leading provider of financial counseling and education services. We invite you to learn more about the organization and its leadership.
The housing market is showing signs of stabilization – good news for both buyers and sellers – according to figures from a recent National Association of Realtors (NAR) report. Home prices appear to be on the rise, while mortgage rates are at an all-time low.
There are two ways to improve your financial situation: spend less or earn more. During the holiday season, however, when expenses tend to mount, earning more money may be your best option.
Given the economy, it seems everyone is telling you how easy it is to make money. Ads for making money in real estate, selling on Web sites, and the list goes on and on. Yet one opportunity caught my attention. I've seen advertisements for selling gold and jewelry for cash in the newspaper, on billboards, and even on a business card that was tucked in my car door at while I was at the grocery store.
I had a few old charms, a gold chain that was always getting tangled up, and three mismatched ear rings. All these items had some markings that indicated they had some gold content. But now what? Put them in a zip lock bags and drive around and see what vendors might give me? I checked the newspaper and it showed the price of gold today was $769.20 per Troy oz.
For help determining how much is my bag of past treasure was worth, I visited the Web sites of appraisers such as National Association of Jewelry Appraisers. I learned that the price depends on several factors including the gold content of the cast off items.
After doing a little research, I visited a local pawn shop and a local jewelry store with my zip lock bag of cast off gold. While those items had value when they were purchased and were chosen with care, I had to accept the fact they were bound for the melting pot. I did sell my items and let’s just say, I am not going a shopping spree. Both establishments were very helpful, gave me some tips should I consider selling other items and provided me a detail receipt.
This was worth the time and effort. Should you consider selling your gold items, do research, ask many questions, and visit at least two vendors. Take pictures of your items, retain any appraisals and if you mail your items to a store, use a mail method to track your package.
For more, watch Stacy Johnson’s Money Talks video titled Selling Gold Jewelry by Mail.
Loans & Credit,
Auto Loan Resources,
Financial Literacy Month,
Kids & Money,
Budget and Debt Counseling
Reverse Mortgage Counseling
Credit Reports and Credit Scores
Homeownership and Home Loans
Loans and Debt
Love and Money
Money and Budgeting
Youth and Money
Blogging for Change
Ask The Experts
Share Your Stories