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Balance transfers can be a great way to save money and pay down debt quickly — but they can also carry more risks than you may realize.
I recently met a 30-something woman who was selling her home so that she would have more money to repay her student loans. As she put it: "I finally realized that this debt was not going to go away." She's right—there is no statute of limitations on government-guaranteed student loans, giving Uncle Sam unlimited time to collect.