MMI offers a wide variety of financial services to help improve your financial life. No matter what your financial situation, we can help you to establish an plan of action for achieving your financial goals.
Knowledge is the key to successful money management. Our resources are designed to inspire and assist you as you begin to make positive changes in your financial life.
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Since 1958, MMI has been a leading provider of financial counseling and education services. We invite you to learn more about the organization and its leadership.
Everyone loves to be a winner. Many people enter sweepstakes, contests, and lotteries hoping to win an extravagant prize – from luxury vehicles to exotic vacations. The problem with some of these seemingly good opportunities is that not all that glitters is gold.
A Certified Money Management Volunteer (CMMV) is a volunteer who presents MMI’s financial education workshops to the community.
A recent article on Creditcards.com reveals that many young adults get an intense adrenaline rush when using credit to finance the lifestyle of their dreams.
Access to credit makes them feel they have prepared to meet the challenges of the future, the article suggests. The article is derived from the recent study performed by Ohio State University: Youth debt, mastery, and self-esteem: Class stratified effects of indebtedness on self-concept.
The study concluded that when young adults who are from poor and middle class backgrounds used student loans and credit cards to finance their lifestyles, "they felt a temporary but powerful boost in self-esteem and in feelings of mastery over their environment."
The results of this study aren’t surprising. Young adults have the second highest bankruptcy rate in nation and the average indebted young adult spends almost 25 cents of a dollar on debt payments, according to a study by Demos.
While having and using credit is useful, measuring your self-worth by your credit limit can lead to a burden of financial turmoil.
Below are five ways to use credit responsibly and establish healthy financial habits to insure financial wellness later in life. Besides, one of the best self-esteem boosters is providing for your financial future and building a solid nest egg.
If you are dealing with using credit card to boost self-esteem, you might also be interested in reading From spendthrift to saver to learn the warning signs and get solutions to control shopping temptations.
Everyone knows that homeowners should have insurance to protect their property, but what about insurance for people who rent their homes?
A growing number of people are taking on part-time or freelance work to help ease growing expenses.
Don’t open a store credit on impulse or feel pressured to open one. Having one store credit card isn’t a bad idea, especially for those establishing credit for the first time. Before opening a store credit card do your homework.
Compulsive spending is one of the leading causes of debt in America.
With Christmas right around the corner, the mad dash to the mall is on. For many it is crunch time to check off the final items off their gift list, get them wrapped, and placed under the tree or delivered in time for December 25.