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by sitecore\jhorton on August 09, 2013


We have some exciting news to share for homeowners who are struggling to make mortgage payments.

Money Management International is participating in a nationwide partnership to help families struggling with their mortgage payments apply for help from the Federal government’s Making Home Affordable Program. The Making Home Affordable® (MHA) Program is an important part of the Obama Administration’s comprehensive plan to help homeowners get mortgage relief and avoid foreclosure.

More than one million homeowners nationwide have already benefited from the Making Home Affordable Program, but hundreds of thousands of additional families are still eligible for help. 

MMI – a housing counseling agency approved by the U.S. Department of Housing and Urban Development (HUD) – is working in partnership with the U.S. Department of the Treasury, NeighborWorks America and more than 700 housing counseling agencies across the country to help homeowners apply for the program free-of-charge. 

Homeowners struggling with their mortgage payments often delay reaching out for help because they feel overwhelmed and unsure of where to turn. Unfortunately, some homeowners have paid to get help only to discover that they have become the victim of a scam. 

If you are a homeowner struggling with your monthly payments, we offer three pieces of advice: 

  • You don't need to figure this out alone. That's what our HUD-certified counselors are here for. From understanding your options to applying for assistance, we will work with you — free-of-charge — throughout the whole process. In fact, research shows that homeowners who work with a housing counselor are more likely to receive the assistance for which they are eligible. 

  • You shouldn't delay reaching out for help if you are struggling with your mortgage payments. There are more options available today to help families avoid foreclosure than ever before. The Federal government’s Making Home Affordable Program is the first step for many families to access the help they need. 

  • There is never a fee to apply for help. You should beware of anyone who requires a fee for counseling services or for a mortgage modification. 

To make an appointment with MMI to get free help applying for mortgage aid, simply call 888.665.9659 to speak with a certified housing counselor, or visit for more information.


Anonymous says:
August 14, 2013

Any information available would be appreciated regarding the MHA program beyond what is offered here.

Jessi says:
August 16, 2013

a rep from Quicken loans said that this Making Home Affordable Program is only for those who have loans with Fannie Mae, Freddie Mac, or Countrywide. Which means it doesn't really help the rest

Keisha says:
August 14, 2013


Maria Luisa de Gortari says:
August 16, 2014

Please help, I have two loans with really high interests that I have been paying for 13 years and the principal does not go down. I have tried several times to restructure my loan to no avail. I am dissability now, and I do not buy my meds in order to pay my mortgage.

Peggy says:
September 07, 2015

I have not being foreclosed as of yet. But, I could not qualify for any government loan modification plans because my changed income is too low. I did not qualify for a repayment plan. What is your advice?

Tommy Worsley says:
March 24, 2014

I would like to know more about Principal Reduction---I believe I am qualified, but would like some help navigating the process. ~Thanks.

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