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There are numerous factors that drive consumption, according to financial experts. From a desire to show off our success, to coveting things other people have, these feelings can be magnified when you are comparing yourself with the virtual “Joneses” on websites such as Facebook.
When you are looking at photos from the “amazing vacation!” a former colleague recently returned from in Europe, it may be hard to suppress the green-eyed monster that is threatening to rear its ugly head. As you peruse the lives of others via status updates and posted photos you may find yourself wondering why everyone else has such a seemingly perfect, financially stable life.
In reality, that is almost never the case. Studies show more Americans are relying on credit to maintain their standards of living. According to the Federal Reserve, the total U.S. consumer debt is $2.4 trillion as of June 2010. Statistics also show the average credit card debt per household is $15,788.
Don’t be tempted to sacrifice the peace of mind provided by sound financial planning for the opportunity to post a rejoinder to someone’s recent purchase of the latest HD television. Instead, try looking for ways that social sites can actually improve your financial standing.
Following are six ways you can use Facebook and Twitter to your financial advantage.
The key to managing your online community and your money is to keep your perspective. Be aware that when someone creates a social media profile, they are determining the version of themselves that you will see. Their virtual persona is not necessarily their reality. How many times have you seen photos of credit card statements to go along with the photos from that fabulous trip to the beach?
Love the the truth. It's what sets you free. "Their virtual persona is not necessarily their reality." It's not just the person on the credit card. It's ALMOST everybody and everything you come incontact with you come in contact with, your boss, your banker, baby sitter, and most of all every place of business you do business with. The only exception I can think of are totlers and your cats or dogs to you.
I enjoyed your article and your suggestions. It brings light to me on how easy to get in debt on credit cards. Thanks so much for posting you article.3
Thank you so much for this! So many times I find myself feeling this way when I look at Facebook! I thought I was the only one with these terrible thoughts. I really enjoy your articles, Kim. They always are full of sound advice without sounding harsh and critical. Thank you!
This is so true. Often, I find myself looking at friend's, from college, profiles and thinking, "How are they living so large and I'm not? We're the same age!" I then remember I don't how people are affording a lavish lifestyle. They could be putting all this on a credit card. Great topic and concept.
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