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I have a credit card balance too large to mention. I have a 401k and am considering taking out a loan on my 401k to pay these debts. Do you think this is wise? Or should I try real hard to keep on paying these cards with whatever money I have? I'm very desperate and stressed out! I can't think of an alternative other than bankruptcy, but I do not want to do that if at all possible. -Nancy
Dear Nancy, Money Management International has been helping consumers overcome debt for nearly 50 years. There is very little that can surprise us. Trained counselors are here to help, not make judgments. Before you mess with your future by borrowing from your retirement, take an hour to talk with a counselor. It is completely confidential and may alleviate your stress. Ask the Experts
If you do not find the answer to your question in the archive, write to the Advice Team today! A member of the Advice Team will personally respond (by email) to your question by offering answers, helpful tips or solutions. This is a free service offered by MMI.