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I am a professional person who is relatively intelligent. However, earlier this year I took out my first payday loan, paid it back and took out another one and paid that one on time. I had some personal issues and took out a total of seven more loans within a very short period. It was so easy for me to get the loans and I did pay a few off on time. I am at the point recently where I owe twice as much as I take home. What can I do? -Janet
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