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Why won't my bank let me open a savings and checking account?

Why would a bank refuse to open a savings and checking account? -John


Many banks and credit unions use the services of ChexSystems. ChexSystems maintains a database on consumer's bank accounts that have been mishandled. If you have written "hot" checks or closed an overdrawn bank account in the recent past, your name and how you mishandled your previous bank account, has probably been supplied to ChexSystem. This negative information will remain in ChexSystems database for five years. If you wish to get a copy of your ChexSystem file showing what information is entered, please go to ChexSystems website:

Good luck,

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