Page Section Navigation
Go to: Header
Go to: Utility Navigation
Go to: Primary Navigation
Go to: Content
Go to: Footer
Ask the Experts

Ask The Experts

Will I be able to use credit while on a Debt Management Plan?

Will I be able to use my credit while on a Debt Management Plan? -Anna


In regards to your being able to include only certain credit cards on the program, our mission and purpose is to help people get out of debt. The only way that can be done is if no further charges are made on your accounts while you are on the program. However, as with any rule, exceptions are made for justifiable reasons. When arranging to start your program, discuss with your counselor your reason for wanting to keep some cards active. If your counselor feels your reason is justified, you will still be able to utilize these cards. 

Ask the Experts 
Explore by:
Ask The Experts

If you do not find the answer to your question in the archive, write to the Advice Team today! A member of the Advice Team will personally respond (by email) to your question by offering answers, helpful tips or solutions. This is a free service offered by MMI.