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Does the program work with couples who are married, or can you take care of just one individual's debt in a couple? I have a reasonable income, and would like to get rid of all my credit cards. I also have a "credit" overdraft protection for my checking account, and a Visa check card. Will all these accounts be closed, or just the credit cards? Do I need to get rid of all my accounts, in other words? How about card loans too? -Andy
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