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Ask the Experts

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Does MMI's debt program work with couples?

Does the program work with couples who are married, or can you take care of just one individual's debt in a couple? I have a reasonable income, and would like to get rid of all my credit cards. I also have a "credit" overdraft protection for my checking account, and a Visa check card. Will all these accounts be closed, or just the credit cards? Do I need to get rid of all my accounts, in other words? How about card loans too? -Andy


MMI works with both individuals and couples. Your chances of success will dramatically improve if you and your spouse are working together as a team.

It's important to know that if you "get rid" of all your credit cards by closing them, this could affect your credit score for the worse.

As for the specific account information, I’ll leave those answers to your counselor. They are trained professionals that can analyze your specific situation and provide options. 

Counselors are available 24 hours a day, seven days a week.

Good luck!

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