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Ask The Experts

Q:
Are there any grants to pay off student loans?

My wife and I have combined our student loans. Our current balance is $45,000. I was curious to know if there are any grants that will pay off some or all of your student loan. We can't afford the $380/month payment and if we don't pay they get keep adding interest. -Eddie

Eddie,

Unfortunately, I do not know of any grants to help pay off your student loans. You can try contacting your lender directly to explain your situation. They may have programs to help. For example, you may be able to defer your loan payments, but be careful that you aren’t just putting off the real issue. My recommendation is to make every possible effort to repay your debts. Government loans are not likely to go away. In fact, I know of someone who had her tax return taken by the government to pay a student loan that was more than 25 years old!

Good Luck,

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