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Q:
Am I liable for my ex-husband's student loan from 25 years ago?

I had a $1,000 student loan many years ago, when I was married. My ex-husband was supposed to pay it and never did. More than 25 years later, the IRS took my tax return. Am I liable for that loan? -Cathy

Cathy,

Twenty-five years may seem like a long time for the government to chase $1,000, but the government doesn’t give up easily. In fact, most student loans even survive a bankruptcy. Regardless of what your ex-husband was supposed to do, the debt is ultimately your responsibility. You could seek legal advice to enforce any divorce agreements.  If your tax returns were enough to pay your loan in full, then the issue should be resolved. If not, I recommend that you find a way to pay the balance.

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