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Dear Advice Team,

I have one question. How should you determine if it is better to file for bankruptcy, or to enlist in a debt consolidation service? -Lisa

Dear Lisa,

It is wise to research all of your options. I recommend that you    More...

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I just reviewed my creditor balances and they are really going down! Joining the DMP is the best thing I have ever done!  THANK YOU MMI!

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