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by Jesse Campbell, April 16, 2014
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Earn moreWhen the amount you spend is equal to or even more than the amount you earn, a simple way to find financial balance is to decrease your spending. Unfortunately, spending less is not always an option. If you have taken a good look at your finances and know that achieving your financial goals requires you to increase your income, it may be time to consider some alternative streams of income. Fortunately, making more money is not nearly as hard as it sounds. With a little planning, earning more can certainly be within your reach.

Five ideas to increase your income

  1. Ask for a raise at work . Thinking outside the box when it comes to earning more money may not require an elaborate money-making scheme; it may just require you to take a closer look at what you are already earning. If you have been at your current position for some time and feel like your work merits an increase in pay, ask your boss for a raise. When asking for a pay increase, being prepared with proof of your value to the company is important.
  2. Consider starting a home-based business . Whether you work part-time or full-time, a home-based business is an excellent way to earn extra income. Separating your home life from your work life can be a challenge, so makes sure to weigh the pros and cons of starting a home-based business before you begin. Also, be sure to make a plan to manage your personal finances when you are self employed as well.
  3. Consider selling your personal assets. Assets are defined as physical property, such as a home or a car; monetary property, such as mutual funds or certificates of deposit; or intangible rights, such as money owed to you by someone else. If what you owe (your liabilities) are greater than what you own (your assets), selling some of your assets can help tip the scales in your favor.
  4. Sell online . Whether you are choosing to start a business online or just selling a few things, the online marketplace is a great place to connect with interested buyers.
  5. Take action. A quick internet search will show you that many ideas exist about how to earn more money, from creative extra income solutions that are good in a pinch to longer term solutions for earning more income. The trick is to pick one and take action.

Many people feel overwhelmed when they realize they are not bringing in as much income as they need to make. If you feel like this, realize that it is okay and that you are not alone, but you can’t allow feelings of helplessness over your financial situation paralyze you. Opportunities to earn extra income exist and it’s up to you to find them and take action.