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If you are finding that you have more expenses than income, there are only two ways to improve your personal financial situation. One way is to spend less money; the other is to earn more. After you’ve exhausted all options for spending less money, you’ll probably need to search for ways to earn more. Surprisingly, making more money isn’t too difficult when you set your mind to do so.  

First, go through your personal budget carefully to determine how much money you will need. Do you need more money on a monthly basis, or for a one-time situation? Knowing this will help you decide which suggestions to consider.

7 ideas for earning more money

  1. Secure a part-time job. Seek additional employment, even if it is not in your field of expertise. You may wish to consider working somewhere that will provide you with discounts to merchandise or services. 
  2. Utilize available resources. Check with your local Department of Labor Employment Services for job training and opportunities.
  3. Enlist help. Contact a local temporary employment agency. They offer a variety of temp work and flexible schedules. Many positions have the potential to become permanent.
  4. Make the most of what you have. Ask your current employer about opportunities for overtime. Now might also be the time to ask for that well deserved pay increase.
  5. Improve your skills. Research local nonprofit organizations and government agencies that offer training opportunities. Visit your local library and read about the latest trends in your field. Remember, the more you know, the more you’re worth.
  6. Network. Join a professional group and attend job fairs. Sometimes, getting that perfect job means knowing the right people to help you get your foot in the door.
  7. Sell yourself. Attend resume-building and employment workshops; many are offered free of charge.

Finally, consider all of your opportunities for one-time income such as holding a garage sale.