Financial Tools

Monthly Budget Calculator

Building a good budget is the key to managing your money. This free budget calculator will give you a clear view of your monthly finances and help you find places to change your budget to make the most of your income.

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Financial Wellness Test

How's your financial fitness? This fifteen-question test may help give you insight into your financial wellness..

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Average Interest Rate Calculator

Comparison shopping? Use this calculator to determine the current average interest rate on all your lines of credit.

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Available Credit Calculator

Concerned about your credit usage? Use this calculator to determine the average percentage of credit available on all your lines of credit.

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Debt-to-Income Ratio Calculator

Wondering if you're carrying too much debt? Use this calculator to determine exactly how much of your income goes to credit payments each month.

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Nonprofit counseling
If the ends don't quite meet, we can help show you how to make your life affordable. Financial counseling is free and available anytime.
Jumpstart your debt repayment

See how much you can save with MMI.

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Helpful Resources
  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.