Dear Advice Team,
I filed bankruptcy more than seven years ago. I just ordered and received my credit reports from Experian, TransUnion, and Equifax. My reports show a status of DISCHARGED. My question is since it's been more than seven years how can I get my credit history to be more favorable. -Virginia
A Chapter 13 bankruptcy stays on your report for seven years. If you filed for Chapter 13, the notation should be removed. To correct this error, you can file dispute forms w More...