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Our Client Asked:

Dear Advice Team,

I filed bankruptcy more than seven years ago. I just ordered and received my credit reports from Experian, TransUnion, and Equifax. My reports show a status of DISCHARGED. My question is since it's been more than seven years how can I get my credit history to be more favorable. -Virginia

Dear Virginia,

A Chapter 13 bankruptcy stays on your report for seven years. If you filed for Chapter 13, the notation should be removed. To correct this error, you can file dispute forms w More...

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